Kevin Baum
Capital Markets & Product Strategy
Product and strategy leadership for fintech and capital markets.
Based in San Diego, CA.
Still allergic to peanuts and fish. Always up for talking trains and planes.
Kevin Baum
Experience
⸻Professional OverviewA cross-functional strategy leader with over a decade of experience spanning capital markets, product management, and structured finance. I specialize in navigating complex, regulated environments where financial systems meet technology, guiding teams through ambiguity with a balance of analytical precision and operational discipline.My background blends premedical training and social theory from UC Santa Barbara with a decade of practical leadership in fintech, structured lending, and capital strategy. This foundation enables me to operate fluently across domains—translating between engineering, finance, and legal teams to deliver compliant, scalable solutions. I’ve led efforts across $20B+ in loan securitizations and $500M+ in funding pipelines, always emphasizing executional integrity, cross-team cohesion, and measurable results.⸻Strategic Focus and Leadership ApproachI’m driven by the challenge of making complexity actionable—turning regulatory constraints, financial architectures, and business models into coherent, scalable systems. My leadership style is translational, aligning people and priorities across diverse disciplines to achieve outcomes that hold under scrutiny.Whether managing product and servicing strategy through organizational transitions or building capital frameworks that support investor trust, my approach combines strategic clarity, operational fluency, and empathy for the user and stakeholder experience. I thrive in environments where systems thinking, governance, and innovation converge to drive long-term enterprise growth.⸻
Kevin Baum
Consulting
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I help organizations find clarity, control, and confidence when it matters most.
My work centers on operational precision, financial strategy, and leadership through complexity. I advise companies facing transformation, growth, or uncertainty—helping them align people, process, and capital around disciplined, achievable outcomes.Over the past decade, I’ve operated at the intersection of capital markets, product strategy, and operations, guiding teams through environments where execution and governance must coexist. I bridge what boards and investors expect with what operators can deliver, ensuring strategy translates into data-driven, compliant, and scalable systems.My focus is execution with integrity.
I’ve helped organizations stabilize portfolios in flux, design lending infrastructures from the ground up, and navigate restructures without losing momentum or morale. I thrive where decisions are difficult and accountability is non-negotiable—bringing structure, transparency, and measured urgency to every engagement.Clients rely on me to make complex systems simple and hard choices clear.If your organization needs an operator who can move seamlessly between the boardroom and the execution floor—someone willing to roll-up their sleeves, get in the trenches, and drive outcomes that last—I can help.Contact me below.
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Kevin Baum
Portfolio
⸻Clean-Energy Finance Platform (2013-2018)
I began in the operations trenches—processing paperwork and learning the machinery of large-scale public-private finance. Within a year I was working directly with the CFO, managing cash operations and bank relationships that moved hundreds of millions of dollars. I built and led teams that evolved with the company’s scale, tightening from twenty to five high-performing operators as efficiency and trust grew.Over time I became the bridge between internal finance, external counsel, and municipal partners. I guided legal teams, aligned Los Angeles County and other municipal agencies to new program structures, and earned the confidence of bankers and regulators who needed steady hands during rapid expansion. Through multiple restructurings and reductions-in-force, I remained the internal point of continuity—the person both consultants and executives turned to when judgment mattered. Eventually, after helping fund more than $10 billion in projects, I recognized the ceiling above me and chose to move on.---National Fintech Lender (2019-2026)
I joined during a period of turnover and transformation, stepping into capital-markets operations when the company needed execution more than polish. When the pandemic disrupted funding and risk pipelines, I was reassigned to stabilize a backlog of more than seven hundred projects—closing a forty-million-dollar exposure to just over one million through disciplined triage and process control.From there, I moved into product strategy and funding design, creating new mechanisms that aligned investors, originators, and servicing teams around cleaner, faster execution. When bankruptcy followed years later, I led quietly from the middle—keeping teams focused, negotiating continuity with partner banks, and ensuring colleagues landed on their feet at acquiring firms. I ultimately stepped into the forefront of the transition and successfully closed the deal with the acquiring party and ensured continuity for 40 of my peers.⸻My role across both organizations has been consistent: I take ownership when complexity peaks, rebuild trust across finance and operations, and leave behind systems and people that perform long after the crisis ends.⸻
Kevin Baum
Clients
A selection of financial institutions, and investors I’ve directly collaborated with over the past decade:• 400 Capital Management
• Amalgamated Bank
• Arosa Capital Management
• BAML
• Barclays
• BNP Paribas
• Connexus Credit Union
• Credigy
• Deutsche Bank
• Digital Federal Credit Union (DCU)
• Forbright Bank
• Goldman Sachs
• ING
• JPMorgan Chase & Co.
• Macquarie Capital
• New York Life
• Santander Bank
• Societe Generale
• Truist, fka SunTrust Bank
• WebBank
• Wells Fargo
• Wilmington Trust